Scorecard — Summit Motor Group, Buffalo, NY. Segment: in-house financing (buy-here-pay-here). Inventory ~112 units; 5 years operating. Composite grade: C+.
Lot address: 6413 Credit Row, Buffalo, NY. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Buffalo lot gate.
- Fee disclosure: doc fee $199, itemized pre-signature.
- PPI access: unrestricted — full credit.
- Title readiness: ~86% in hand at audit.
- After-sale: a 30-day/1,000-mile powertrain warranty.
Auditor note: inconsistent title-status answers between staff members. Grade capped until a follow-up visit confirms process, not personnel.