Scorecard — Pacific Auto Sales, Scranton, PA. Segment: in-house financing (buy-here-pay-here). Inventory ~39 units; 18 years operating. Composite grade: A-.
Lot address: 3554 Credit Row, Scranton, PA. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Scranton lot gate.
- Fee disclosure: doc fee $349, itemized pre-signature.
- PPI access: unrestricted — full credit.
- Title readiness: ~86% in hand at audit.
- After-sale: a 3-month/3,000-mile limited warranty.
Auditor note: disclosures survived every check the rubric allows a walk-in buyer to run. Scored among the stronger independents in its metro.