HomeIndependent Dealer Scorecards › Audit visit: Trenton Car Credit, Trenton NJ

Audit visit: Trenton Car Credit, Trenton NJ

Scorecard — Trenton Car Credit, Trenton, NJ. Segment: in-house financing (buy-here-pay-here). Inventory ~113 units; 11 years operating. Composite grade: B-.

Lot address: 910 Credit Row, Trenton, NJ. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Trenton lot gate.

  • Fee disclosure: doc fee $299, itemized pre-signature.
  • PPI access: unrestricted — full credit.
  • Title readiness: ~92% in hand at audit.
  • After-sale: a 6-month powertrain warranty on newer units.

Auditor note: fundamentals pass; discretionary add-ons drag the fee score. Printed accessory pricing would move this listing a full grade.

Reader corroboration logged: same doc fee, same PPI policy, transaction closed without variance from the quote.